This article is written from the perspective of a person who has been told that they are going to die because of the way their health-care system is set up. Many people are frustrated and angry that their doctor doesn’t take their health as seriously as they would.
I believe that healthcare is one of the most important aspects of our health and that it should be considered highly important to all citizens. There are many healthcare benefits that are worth celebrating, but when you have to pay for it all at once, you are left with little to no options regarding what to do.
Yes, it’s a sad state of affairs, but it’s also a good thing. Yes, it will cost more than most people initially think, but the system is still set up to ensure that it doesn’t take the first few months of treatment for most people to recover. So in the end, it will make the cost of the illness more manageable.
Its not all doom and gloom though. Many of you seem to be concerned that it will be too expensive, but the reality is that most of the expenses will be covered by the general government plan as a means to get people insured. The government also plans to allow a lot of people to be covered by the Medicaid program, which is the healthcare program for the elderly. So the fact that its not all doom and gloom is just one more reason to celebrate.
You’ll be able to get your annual physicals and other wellness checkups at the same time as the official government plan. The government will also cover the cost of the prescription drugs that you’ll need for your physicals.
As it turns out, the government will be footing the entire bill for your physicals, but youll only pay one percent of that which is paid by your employer. The government will also be footing the entire bill for your drugs, but youll only pay a set amount as a deductible that you can pay for every year. So basically you’ll be paying for your whole health insurance, but youll be on the hook for only the deductible amount per year.
Youll pay a much lower deductible for your work. Your employer will pay the full cost of the medication and the doctor will be paid for the office visit and the doctor’s fee.
If you do work in the private sector youll likely have a deductible set from your employer. This is the most common type of insurance and youll usually only make the deductible a set amount per year. If you work at a company that doesn’t have a deductible and you dont have your own private health insurance, youll also be on the hook for the entire cost of the drugs youre taking.
It’s a common misconception that the employer will pay for everything, but this is not true. The employer still has the ability to require you to pay for the drugs, and will likely do so. Even though they may be paying for drugs, they still have to pay for the actual office visit and doctor visit if youre in a private practice. Theyll also likely let you go if the office visit and doctor visit cost more than the deductible.
Again, this is a common misconception that youll have to pay for the drug, but it is not true. The employer still has the ability to require you to pay for the drugs, and will likely do so. Even though they may be paying for drugs, they still have to pay for the actual office visit and doctor visit if youre in a private practice. Theyll also likely let you go if the office visit and doctor visit cost more than the deductible.